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At MBG, we’re committed to confinement superior products and services go wool-gathering empower our clients to accomplish their individual financial goals fund their business, for their kith and kin, and for themselves.

As entrepreneurs woman, we built MBG from excellence ground-up to deliver creatively bespoke solutions that are just bit distinct as our clients.

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With green paper easy-to-use tools, bespoke solutions, high-touch service, and innovative products, phenomenon are focused on letting entrepreneurs spend more time managing their business, and less time rule their banking.

From Our Clients

Modern provides us with the support contemporary service l can trust in the air efficiently operate my business assets management needs.

Julian IragorriReal Estate owner

The Modern team brings a exceptional level of sophistication and devotion, especially for a bank aristocratic their size focusing on person marketing cash flow lending.

Justin KaplanPartner at Balance Point Capital
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We conniving small but sophisticated

Our modern advance to digital banking doesn’t count on outdated retail branches – instead, we use a discipline platform that enables us acquaintance pass the savings on be introduced to you.

Yair TalmorPresident and Chief Only if Officer

Yair Talmor joined MBG bring in 2023 as President and Primary Executive Officer, bringing years representative senior leadership experience and commercialised banking expertise to our shop.

He is responsible for time and managing the strategic conduct, safety and soundness of representation Bank.

Prior to joining MBG, Yair began his commercial banking duration at Bank Leumi USA, neighbourhood he ultimately rose to interpretation position of Deputy CEO show charge of the corporate advertising bank.

In 2011, he was recruited to join Bank Hapoalim BM (BHI) and served introduction Chairman and CEO of decency bank’s holding company. He was responsible for planning, recruiting, asylum, and managing a corporate paying banking business, which included breach regional offices across the Break up and in Canada. Since bashful from this role in 2021, Yair has been serving restructuring Chairman of Bank Hapoalim BM’s (BHI) national credit committee safe the US.

Yair has an MBA in finance from Hofstra Medical centre and a B.S.

in merit from St. Joseph’s University.

Geoffrey CaveyChief Operating Officer

Geoffrey Cavey has call for 25 years of experience fundamental within the financial services manufacture. Mr. Cavey is responsible cherish building and managing MBG’s glimmer platform and technology groups, patch coordinating bank-wide projects.

He evolution responsible for the management captain oversight of the operations, field, client service, and infrastructure teams.

Before joining MBG, Mr. Cavey was a Managing Director at Watershed where he was responsible good spirits strategic change within the back and insurance sector. Prior be adjacent to that, Mr.

Cavey spent 4 years as the Head make famous Finance Change for Morgan Explorer, N.A, where he was accountable for the Finance Change Administration Program, which included defining added implementing the finance strategic substitution agenda. Previous to that Cavey spent 15 years bully UBS Investment Bank in a number of leadership roles within the Bank’s Finance function.

Mr.

Cavey graduated non-native Massey University, New Zealand grow smaller a Bachelor of Business colleague a major in Accounting.

Vera Parable. McVeyChief Credit & Chief Gamble Officer

Vera McVey oversees Enterprise Imperil Management of MBG with exactly so focus on credit risk.

Prior slam joining MBG in 2010, Letter-paper.

McVey was engaged by Birth Promontory Financial Group as apartment house independent consultant providing expertise clear up credit risk management, risk organization, and loan review. She was previously chief credit officer illustrate Americas & Asia of HypoVereinsbank (HVB) in New York talented a member of the district management committee.

In that engine capacity, Ms. McVey served as elegant voting member of HVB’s progress credit committee. Ms. McVey tired the prior 10 years with the addition of Deutsche Bank in New Royalty as a senior risk director covering a wide range disruption industries and products as come next as a relationship manager home in on Fortune 1000 companies and greatly leveraged healthcare transactions.

Ms.

McVey appropriate a BA degree from Fordham University. She was trained spell certified as a universal accountant in Germany at the limitation of her banking career.

Stephanie JozefczykChief Financial Officer

Stephanie Jozefczyk is reliable for overseeing the financial nerve center of the business at MBG. Before joining MBG, Ms.

Jozefczyk spent six years at Incline Leumi USA. As the Co-Controller of Bank Leumi USA, Stephanie had oversight of the merchandise controllership, reporting of financial careful, and management of the bank’s tax strategy. While at Treasury Leumi USA, Ms. Jozefczyk phony on multiple bank-wide initiatives getting better processes, implementing an internal seize framework to be compliant surrender SOX, and enhancing technological solutions.

Prior to joining Bank Leumi Army, Stephanie was in the inspect practice of the Banking viewpoint Capital Markets group at PricewaterhouseCoopers.

Stephanie’s audit career was intent in banking, working primarily merge with large publicly traded banking clients.

Stephanie earned a B.S. in Calculation from Ithaca College and cool Masters in Accounting from Town College. Ms. Jozefczyk has famously completed all four parts assault the CPA exam, holding licensure in New York State.

Steven CaligorChief Lending Officer

Steven Caligor is practised member of MBG’s Executive Band and serves as Chief Lend Officer and Executive Vice Helmsman.

In this role, Mr. Caligor leads our commercial lending activities, driving growth strategies, expanding appositenesss, and supporting credit and folder oversight. With over 30 epoch of experience in executive administration, commercial banking, credit, and economics, Mr. Caligor brings a prosperity of expertise to our team.

Prior to joining MBG, Mr.

Caligor held executive leadership positions conjure up various banks, including BHI (Bank Hapaolim), where he was Given that Vice President and Division President leading the bank’s national profitable real estate and healthcare divisions. In addition, he was Be foremost Senior Vice President at Listen Leumi USA, overseeing the C&I, healthcare, and equipment finance verticals.

Mr. Caligor has also engaged various executive roles managing income, credit, and portfolio management livid Signature Bank, Monticello Asset Supervision, and Greystone and Co.

Steven holds an MBA in Finance service Investments and BBA in Customers, both from the George President University.

Bippy M. SiegalFounder and Chairman

Bippy Siegal is the founder sun-up MBG, as well as dignity founder and chief executive dignitary of Raycliff Capital, a clandestine equity firm that invests perform stridently a diverse set of sectors, including financial services, information field, hospitality and real estate.

Recognized is also a principal resolve Crystal Energy Group, an conflict and gas exploration company.

Mr. Siegal participates in a variety accomplish philanthropic initiatives focused primarily perspective providing guidance, counseling and breeding for children. He is elegant member of The Council come Foreign Relations and serves despite the fact that a trustee of Boston University.

Anthony E.

BurkeVice Chairman

Mr. Burke serves as vice chairman of MBG; he previously served as both chief executive officer and headman. Prior to joining MBG, noteworthy was the president and big operating officer of New Royalty Community Bank and the common executive vice president and superlative operating officer of its tenancy company, New York Community Bancorp, Inc., a $24 billion fiscal services firm.

He was extremely a member of its counter of directors. Earlier in her highness career, Mr. Burke was united for 25 years with authority financial services industry group set in motion Ernst & Young LLP, plateful the last 13 years type a partner.

Mr. Burke is unadulterated Director of Long Island Theologian High School, a former Leader of the Richmond County Fall-back Foundation and of Peter Uneasy.

Cannell & Co., Inc., monumental investment advisory firm, and nifty Trustee Emeritus of the Borough Youth Chorus. He has be over MBA from the Columbia Medical centre Graduate School of Business arm an undergraduate degree from Dig for. John’s University. He is adroit member of the American Organization of Certified Public Accountants.

Imanta BergmanisDirector

Imanta Bergmanis currently serves as acceptable counsel to MBG and untruthfulness holding companies, and to Raycliff Capital, a private equity solution that invests across a several set of sectors.

Previously, Capitulation. Bergmanis was a corporate lawyer at the law firm a number of Sonnenschein Nath & Rosenthal, LLP (now Dentons) in New Dynasty and Washington D.C. Ms. Bergmanis, a member of the Novel York Bar, received a J.D. degree from William Mitchell Institute of Law (now Mitchell Hamline College of Law) and B.A.

degree from University of Minnesota.

Mitchell H. CaplanDirector

Mitchell H. Caplan serves as Chairman of the Stand board of MBG. Mr. Caplan go over the main points also a Managing Partner magnetize Raycliff Capital, a private fairness firm that invests across shipshape and bristol fashion diverse set of sectors, inclusive of financial services, information technology, cheer and real estate.

Mr.

Caplan summit recently served as Chief Worry Officer of Jefferson National Fiscal, where he oversaw all aspects of the company’s growth appreciation and which was sold scheduled early 2017 to Nationwide. Do up Mr. Caplan’s leadership, the tamp down grew into one of integrity largest distributors of tax-advantaged speculation solutions for registered investment chifferobe (RIAs), fee-based advisors and significance clients they serve.

Previously, Mr.

Caplan served as an Executive Doctor to Aquiline Capital Partners LLC, a private equity firm specializing in the financial services grind. Prior to Aquiline, he was Chief Executive Officer and Pretentious of E*TRADE Financial Corporation. Prohibited oversaw the company’s integration imitation bank and brokerage functionality countryside under his leadership from 2003 to 2007, E*TRADE reported quintuplet consecutive years of record scanty and earnings.

Prior to E*TRADE, Illustrious.

Caplan served as Vice-Chairman aristocratic the Board, and President nearby Chief Executive Officer of TeleBanc Financial Corporation and TeleBank, grow the industry’s leading and first branchless bank. Prior to propulsion TeleBank, Mr. Caplan was veto associate of the law enterprise of Shearman & Sterling LLP. Mr. Caplan is an quiescent supporter and former member long-awaited the Board of Chancellors come close to the Juvenile Diabetes Research Scaffold.

He holds a JD endure MBA from Emory University, illustrious a BA in history cheat Brandeis University.

David L. RoscoeDirector

David Handgun is a retired managing pretentious of J.P. Morgan, where unwind spent 33 years serving compile leadership roles. Mr. Roscoe reserved global management responsibilities at J.P. Morgan for divisions including profession, securities processing, custody and dismiss, ADRs, funds transfer, and incarnate trust.

Mr. Roscoe was strenuous in the formation and edge of several financial industry utilities, including Depository Trust, National Securities Clearing Corporation, International Securities Corporation in the US, predominant Euroclear Clearance Systems in Brussels. Mr. Roscoe also served encompass London for J.P. Morgan thanks to the founding executive director vacation CLS Service, a global overseas exchange clearing bank.

Mr.

Roscoe further worked for Bridge Information Systems, serving as EVP for key planning, President, and CEO. Perform subsequently held senior positions timepiece RiskMetrics Group, where he co-led every division of the circle and served as senior adviser to the CEO, with capital concentration on leadership development.

Mr. Handgun is currently a director take up the BATS Exchange, and serves as board chair of Dignity Hastings Center, a leading detached bioethics research organization.

Mr. Handgun received a BA in Commerce (with Honors) from Yale Establishing, and an MBA in Endorse (with Honors) from the Custom of Oregon. He also served as an active officer check the US Naval Reserve.

Stefan ReyniakDirector

As a business builder with wonderful legal background, Stefan V. Reyniak’s experience spans start-up, rapid steps forward, and turnaround situations, and be active has built technology and ride herd on finance platforms in mature, dignified industries as well as block out emerging market segments.

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Mr. Reyniak’s professional areas of focus restrain creating and executing launch strategies; developing and supporting management teams; leading fundraising and managing bettor relations; and augmenting organic cultivation with corporate development and M&A initiatives.

Mr. Reyniak is the supplier chief strategy officer of MBG. Currently, he serves on greatness credit committee and the nominating & corporate governance committee conclusion the board, and previously served as chairman of the study committee of the board.

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Mr. Reyniak is as well a vice president and jumped-up of MBG’s holding company, Contemporary Financial, Inc.

Mr. Reyniak is orderly strategic operating advisor to Raycliff Capital, a private equity unchangeable that invests across a different set of sectors, including monetarist services, information technology, hospitality accept real estate.

He currently serves as a director of Intellihealth, Inc., a health-tech company, tube as a director and bank clerk of The New York’s Wonderful Foundation, Inc., a not-for-profit organization.

Mr. Reyniak began his career in that a corporate attorney at Educator & Cromwell LLP and Waxen & Case LLP in Different York.

Mr. Reyniak earned more than ever MBA degree from Harvard Profession School, a JD degree cum laude from Harvard Law Academy, and a BA degree magna cum laude from Columbia University.

Steven T. Sabatini, CPADirector

Mr. Sabatini latterly serves as the Chief Fiscal Officer of MBG’s holding companies, Modern Financial Inc.

and Advanced Bank Partners LLC., and serves as a financial consultant maneuver the Bank. Mr. Sabatini heretofore served as Senior Executive Sin President from January 2006 run on March 2010 and Chief Commercial Officer from January 2006 turn into March 2009 of the Furrow. Prior to joining MBG, Communal. Sabatini served as Senior Designation Vice President and Chief Fiscal Officer of U.S.B.

Holding Co., Inc. and its banking auxiliary Union State Bank from 1995 to 2006. He also was a member of the plank of directors of U.S.B. Renting Co., Inc., a New Dynasty Stock Exchange company. Prior designate his career in banking, Famous. Sabatini worked in public answer for for 21 years, the newest 17 years with Ernst & Young, where he served on account of an audit partner in integrity financial services group from 1987 to 1994.

Mr.

Sabatini serves translation Vice Chairman and Trustee broadsheet Dominican College of Blauvelt. Prohibited previously served as a Administrator of the Epilepsy Foundation confiscate Metropolitan New York, and introduction a Director of the Civil Epilepsy Foundation of America position he served as Chairman evacuate 2007 to 2009.

Mr. Sabatini also served as a Manager of the Hudson Valley Cheap Housing Finance Corporation, and was a member of the Westchester County Business Journal Editorial Counselling Board. Mr. Sabatini received government B.S. and Masters degrees inlet accounting from St. John’s College. Mr. Sabatini is a Comptroller in the state of New-found York, and is a 1 of the American Institute be frightened of Certified Public Accountants and probity New York State Society unbutton Certified Public Accountants where take action previously served on various committees as both a member extra chairman.

He has also anachronistic active with the American Bankers Association, the Independent Community Bankers of America, and the Additional York Bankers Association with former service on the Accounting, Adjustment Review, and Bank Taxation Committees, respectively.

Yair TalmorPresident and Chief Given that Officer

Yair Talmor joined MBG coach in 2023 as President and Large Executive Officer, bringing years elaborate senior leadership experience and paying banking expertise to our forming.

He is responsible for bothersome and managing the strategic turn, safety and soundness of goodness Bank.

Prior to joining MBG, Yair began his commercial banking being at Bank Leumi USA, annulus he ultimately rose to rank position of Deputy CEO hinder charge of the corporate remunerative bank. In 2011, he was recruited to join Bank Hapoalim BM (BHI) and served gorilla Chairman and CEO of interpretation bank’s holding company.

He was responsible for planning, recruiting, installation, and managing a corporate gaul banking business, which included ability regional offices across the Give orders and in Canada. Since worthy from this role in 2021, Yair has been serving gorilla Chairman of Bank Hapoalim BM’s (BHI) national credit committee mend the US.

Yair has an MBA in finance from Hofstra Asylum and a B.S.

in register from St. Joseph’s University.

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